Please Read These Terms Carefully Before Using This Site This Website is operated by Laurium Capital (Pty) Ltd under the domain name (“the Website”). The Website is operated on behalf of Laurium Capital (Pty) Ltd and its related bodies corporate. Except for this paragraph, a reference to Laurium Capital (Pty) Ltd in this notice includes any related bodies corporate. By using the site or downloading materials from the site, you agree to abide by the terms and conditions as set out in this notice and in our Privacy Policy (together, “the Terms”), also accessible on the Website. You acknowledge that access to some parts of the Website may be provided subject to the acceptance of additional requirements or restrictions to those set out in the Terms. In the event of an inconsistency between these Terms and any additional requirements, the additional requirements will prevail to the extent of the inconsistency. The Terms are subject to change at any time without notice and are effective as soon as posted to the Website. Your continued use of the Website constitutes acceptance of any modification to the Terms.

Use of content on the Website

Except where explicitly stated otherwise, the Website is provided for informational purposes only about Laurium Capital (Pty) Ltd services. You should always obtain specific advice before deciding on the suitability of any product or service.

Laurium Capital (Pty) Ltd reserves the right, in its sole discretion, to make any changes at any time and without notice to the Website or parts of it. Unless explicitly stated, no part of this Website forms part of the terms and conditions under which a particular product or service is provided and is not an offer to enter into a legally binding contract.  

Accessing the Website

Unless explicitly stated otherwise, Laurium Capital (Pty) Ltd grants you a non-exclusive, non-transferable, limited right to view and download a single copy of the content on the Website for your personal, non-commercial use. You agree not to interrupt or attempt to interrupt the operation of the site in any way. You agree not to deal with any content on the Website or sourced from it except as explicitly permitted under the Terms, as may be reasonably required to give effect to the Terms, or under any additional licenses or agreements you may enter into with Laurium Capital (Pty) Ltd from time to time. Laurium Capital (Pty) Ltd may, at any time and without notice or liability, suspend or discontinue access to the Website or any part of it and terminate any rights provided to access it. You agree to destroy any copy of content sourced from the Website in the event of such termination.  


The content on the Website may contain inaccuracies or errors. Laurium Capital (Pty) Ltd does not warrant the accuracy or completeness of the content of the Website. You acknowledge that any reliance on any content on the Website is at your sole risk and Laurium Capital (Pty) Ltd accepts no responsibility for any party’s use of or reliance on the content or any part. In no event shall Laurium Capital (Pty) Ltd be liable to any party for any loss or damages incurred in connection with the use of the Website or any content on the Website.  


You agree to indemnify Laurium Capital (Pty) Ltd from any claim for loss or damages suffered by Laurium Capital (Pty) Ltd in connection with your use of the Website or your breach of the Terms.


Third Party Sites

Laurium Capital (Pty) Ltd may, as a convenience to you, provide links from the Website to other sites. This does not constitute an endorsement or any warranty as to the content of any linked sites. You agree that if you visit these sites, you do so at your sole risk.  

External Links to the Site

 You must obtain prior written approval from Laurium Capital (Pty) Ltd before linking to the Website except where:

  • the link contains only the words “Laurium Capital (Pty) Ltd”
  • when activated, the link directs the user to
  • the link opens in a full-sized, fully operable browser window not forming part of the linking site screen;
  • the link does not in any way create the impression of endorsement or association of the linking entity with Laurium Capital (Pty) Ltd, nor attempt to devalue the goodwill associated with Laurium Capital (Pty) Ltds or its trademarks.
Laurium Capital (Pty) Ltd reserves the right to revoke this consent to link at any time in its sole discretion.  

Information Provided By You

You warrant that any information or know-how you submit via the Website will not be proprietary, confidential, nor violate the intellectual property rights of any party. You further agree that Laurium Capital (Pty) Ltd may use or deal with any information or know-how received via the Website without charge or restriction.

You warrant that you shall not, provide any information or materials to Laurium Capital (Pty) Ltd that are defamatory, threatening, obscene, harassing, or otherwise unlawful.  


The laws of South Africa shall govern the interpretation of the Terms, without giving effect to the conflict of laws provisions, and all parties submit to the jurisdiction of the courts of this Republic. If any part of the Terms is found to be invalid or unenforceable, it shall be severed without affecting the remainder.  

Copyright and trademark information

Copyright in this Website, unless explicitly stated otherwise, is owned by Laurium Capital (Pty) Ltd. No part of this Website confers any transfer of title in any intellectual property rights. Laurium Capital (Pty) Ltd reserves all intellectual property rights in respect of any content on the Website.